Umbrella Insurance
A Battle Creek Mutual Personal or Farm Excess Liability Umbrella Policy will help provide another layer of protection for you, your family and your assets. An Umbrella insurance policy will help avoid potential gaps between your primary liability coverage and your assets in the event that you are personally liable for a claim. Minimum underlying liability limits must be maintained and some types of losses may be subject to a self-insured retention.
To help determine if you need an Umbrella policy, complete the following steps.
- Add the value of all of your assets, including the worth of your home, autos, money in the bank, stocks, bonds, available funds in your retirement account and any other assets.
- Check the liability limits on your primary policies, i.e.- homeowner, auto and boat.
- Compare the assets versus the liability limits.
Are your current liability limits high enough to protect your assets?
If your assets are greater than your liability protection, you need to consider an umbrella policy.
An Umbrella policy can also be an affordable and easy way to protect your future assets, regardless of your current asset value. Contact your local Battle Creek Mutual Insurance Agent to discuss your individual needs for protection.
Interested?
Insurance Policies
Notice: Battle Creek Mutual only insures property in Nebraska. We have a professional group of independent insurance agents that will help you build a policy for your unique needs. We have protected Nebraskans for more than 100 years.