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Whether you own or rent, your home is your castle. That's why its important to protect what's most important to you with a tailored policy from Battle Creek Mutual.

Property protection


We have products that provide a wide range of coverage from all-risk to named perils including:
  • Fire or lightning
  • Windstorm
  • Hail
  • Explosion
  • Riot
  • Civil commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or malicious mischief
  • Theft
  • Falling objects
  • Weight of ice, snow, or sleet
  • Equipment breakdown
  • Accidental discharge or overflow of water or steam
  • Sudden and accidental tearing apart, cracking, burning, or bulging
  • Freezing
  • Sudden and accidental damage from artificially generated electrical current
  • Optional coverages